Mortgage Claims

Are you the victim of
over-eager lending?

Mortgage advisors, banks and other lenders have to ensure that the
advice they provide is suitable. This includes whether you can afford
the mortgage, whether it meets your needs and whether it is the
most suitable from all of the mortgages that the advisor can access.
They also have to explain all key elements of the mortgage
including interest rates applicable throughout and any tie-in
periods.

The advisors were paid substantial commissions so it is not
surprising many people may have not received the most suitable advice.

  • Persuaded you to take a loan that you could not afford
    OR
  • Didn't take account of any known changes in your circumstances (for example, the loan went on
    past your retirement age and your income would drop considerably at that point)
    OR
  • Encouraged you to use a mortgage or loan to consolidate existing debts particularly if this meant
    you would be in debt for far longer and so it would cost you more in the long term
    OR
  • Arranged a 'sub-prime' mortgage for you when you could have obtained a 'high street' mortgage
    OR
  • Arranged a self-certification mortgage for you, even though you were employed and had proof of your income
    OR
  • Told you that you should take out an interest only mortgage on your home because it was cheaper, even though you didn't have a way of repaying the capital at the end of the term.

Coming Soon!


Our Mortage Claims service is due to launch in the near future, so keep a look out
for more information on our website in due course.


Click for more news »

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